I wasn’t always the greatest at balancing my budget.
There was a time when I pretty much lived from paycheck to paycheck.
It shouldn’t have been necessary, because I was making enough cash to save up. I was not saving any of it and instead spending my money on frivolous things. It was fairly simple. if there was cash in my pocket, I spent it. It took me quite a while to break this habit. Important expenditures would be left to last, because I would forget about them or sometimes ignore them. HVAC repair was not something that I considered to be of vital importance. I always tried to get by with as little service for my Heating and A/C component as possible. Of course, I changed the air filters regularly, but I was never good about scheduling actual maintenance with an HVAC professional. When both the a/c and my heating unit quite out me in the same year, I changed my way of thinking! By the time I hired an HVAC contractor, in each case, the component was already too damaged to fix. I had to live through almost a whole year without proper cooling or heating. It was necessary to raise the funds to afford a new air conditioner and heating unit. It took very careful budgeting and saving in order to be able to install a temperature control system. This taught me to be more careful with my money! Nowadays, I make sure to save my cash and I always have the a/c and gas furnace serviced every year!